What is Moody's Mortgage Portfolio Analyzer?
The Mortgage Portfolio Analyzer (MPA) is a comprehensive software platform designed to provide in-depth analysis of the credit risk associated with residential mortgage portfolios and the collateral underlying residential mortgage-backed securities (RMBS) transactions. This sophisticated tool enables users to thoroughly assess the credit quality and performance of whole-loan residential mortgage portfolios, enabling informed decision-making and effective risk management. The platform's robust analytical capabilities, coupled with its user-friendly interface, make it an indispensable resource for financial institutions, investors, and other industry stakeholders seeking to navigate the complex mortgage market with confidence
Highlights
- Loan-level analysis: MPA offers granular, loan-level analysis of residential mortgage portfolios, providing deep insights into the credit quality and performance of individual loans
- RMBS collateral assessment: The platform supports comprehensive analysis of the collateral pools underlying RMBS transactions, enabling users to evaluate the risks and potential outcomes associated with these financial instruments
- Risk management: MPA equips users with the tools necessary to effectively assess and manage the credit risk inherent in residential mortgage portfolios, supporting informed decision-making and strategic planning
- User-friendly interface: The platform's intuitive design and easy-to-navigate features make it accessible to a wide range of users, from seasoned industry professionals to those new to the mortgage market.