Simple

What is Simple?

Simple is a mobile banking app that has been helping customers budget and save since its inception in 2012. The app is designed to provide a seamless online banking experience, with features that optimize the management of personal finances. Without the need to visit a physical bank branch, users can access a suite of tools to streamline budgeting, saving, and spending

Highlights

• Goals: Customers can create separate Protected Goals Accounts to set aside money for specific purposes, such as a trip or a new purchase, while earning a competitive interest rate
• Expenses: Simple automates the process of managing recurring bills and expenses, ensuring that funds are allocated accordingly without the need for manual input
• Safe-to-Spend: The app calculates the available balance after subtracting expenses and goals, providing users with a clear understanding of the amount they can spend freely
• Shared Accounts: Customers can share accounts with partners and split expenses, simplifying financial management for households.