What is SmartCredit.io?
SmartCredit.io is an AI-driven self-custodial neobank that offers a DeFi lending marketplace. The platform provides fixed-term, fixed-interest-rate collateralized loans for borrowers and personal fixed income funds for lenders. It utilizes an effective Positions Monitoring System to manage collateral, and offers AI-driven predictive Crypto Fraud Score, Crypto Trust Score, and Continuous Transaction Monitoring services for users and crypto service providers. The platform also provides fiat on-ramp/off-ramp capabilities, API integrations, and staking and rewards for users. SmartCredit.io's focus is on offering self-custodial and regulatory-compliant solutions, unlike traditional money-market based lending systems that carry bank-run risks. The platform's vision is to provide all the financial services of traditional banks, but in a self-custodial manner
Highlights
- Fixed-term, fixed-interest-rate collateralized loans for borrowers
- Personal Fixed Income Funds for lenders
- Effective Positions Monitoring System for collateral management
- AI-driven predictive Crypto Fraud Score, Crypto Trust Score, and Continuous Transaction Monitoring services
- Fiat on-ramp/off-ramp capabilities
- API integrations and Borrow/Lend SDK's for other platforms
- Staking and rewards for users
Platforms
- Web
Social