Temenos Transact

What is Temenos Transact?

Temenos Transact is a comprehensive digital core banking solution that empowers financial institutions worldwide to deliver innovative products and services to their customers. Leveraging cloud-native and agnostic technology, the platform provides an extensive suite of banking functionalities spanning retail, corporate, treasury, wealth management, and payments. With over 1000 banks in more than 150 countries relying on Temenos Transact, it has established itself as the most widely adopted digital core banking solution globally

Highlights

• Centralized platform for managing customer accounts, deposits, and financial transactions
• Microservice architecture enabling flexible business process management for onboarding, product origination, and task assignments
• Embedded analytics module for data-driven decision making, including financial modeling and customer engagement strategies
• Comprehensive lending capabilities, including collateral management and secured/unsecured lending
• API-based integration with a diverse ecosystem of fintech platforms, enabling seamless connectivity
• AI-powered payment processing, optimization, and personalization services